Zoodo is a modular business operating system for Zambian and African enterprises. It combines payroll, HR, accounting, loan management, hospital ERP, retail POS, and industry-specific modules available via Cloud SaaS and On-Premise Perpetual Licensing.

Is Zoodo compliant with ZRA Smart Invoice, NAPSA, and NHIMA?

Yes. Zoodo is fully integrated with ZRA Smart Invoice / VSDC 1.0.8 fiscal invoicing, ZRA PAYE returns, NAPSA iCare, and NHIMA employer returns.

Can I buy Zoodo as a one-time perpetual license (On-Premise)?

Yes. Zoodo offers On-Premise Perpetual packages allowing retail stores, pharmacies, and enterprises to buy the software once, own it forever, and operate 100% offline with zero monthly subscription fees.

Who uses Zoodo in Zambia?

SMEs, SACCOs, microfinance institutions, hospitals, NGOs, farms, manufacturers, retailers, hotels, and professional services firms use Zoodo to run operations on a shared ledger.

Can I start with one module and add more later?

Yes. Activate only the modules you need — such as payroll, POS, or accounting — and add loan management, CRM, hospital, or production modules as your business grows.

Does Zoodo support mobile money & offline POS?

Yes. Zoodo integrates with MTN Mobile Money, Airtel Money, and Zamtel for collections and payments, while the Retail POS module supports fast barcode scanning, receipt printing, and multiple cashier tills offline.

Is there a free trial?

Yes. You can start a 24-hour free trial on the cloud platform or test the on-premise package demo with zero setup fees.

Collaborative team working together in a bright boardroom

Zoodo Business OS

Payroll, accounting, and loan management — in one place

Pay your team, close the books, and run every loan from a single workspace. Zoodo gives African companies payroll, accounting, and a full loan management system so finance stays compliant without switching tools.

Payroll

PAYE, NAPSA, NHIMA, and payslips in one run.

Accounting

A shared ledger that stays current with operations.

Loan management

Applications, repayments, and arrears in one book.

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Join Zambian SMEs, SACCOs, hospitals, and growing enterprises using Zoodo for payroll, accounting, lending, and operations. Start your free trial today.

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Zoodo

The complete, unified business operating system for the African market. We empower retail shops, microfinance branches, SACCOs, NGOs, farms, and manufacturing plants on a shared ledger.

Payroll, accounting, and loan management — in one place

Ready to Transform Your Business?

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